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Monday, August 6, 2018, is National Root Beer Float Day! I’ve never really cared for root beer.  But if a float is your thing, then Monday is your day!  Here’s where you can snag some free/cheap Root Beer Floats: A&W Restaurants On August 6, stop into any A&W restaurant and receive a free small root beer from 2-8pm.  A&W is happily accepting donations to Disabled American Veterans. Marriott International Throughout the week of August 6, Marriott properties across the U.S. and […]

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Meet Jase at the Melbourne National 4×4 Show ► All 4 Adventure TV


Jase is back at the Melbourne National 4×4 Show this year. He’s bring the Winter Encore prize truck and a sneak preview of series 10. Make your plans to come out and say g’day! Get discount adult tickets with code ADVENTURE. Kids under 15 free! https://tickets.lup.com.au/national-4×4-outdoors-fishing-and-boating-melb-2018?coupon=ADVENTURE

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Stream full episodes at http://unleashed.tv

About All 4 Adventure Series 9: Tackling the Territory ►
Jase and Simon return to TEN November 5th in All 4 Adventure: Tackling the Territory. Starting at the southern Queensland border, they set out on an expedition to locate a lost 130-year-old marker along the Northern Territory border. On their way from the Simpson Desert to the Gulf of Carpentaria, they visit the centre of Australia, meet colourful locals, assist in a wild croc relocation, and are taken to rarely-visited sites at Groote Eylandt where stunning Aboriginal artwork sheds new light on the history of the region. There are plenty of challenges on and off the tracks, and the recovery gear is pushed to the limit. With all-new trucks, a new caravan, and a military-grade Unimog for extreme bush bashing, this is a whole new take on the Northern Territory like you’ve never seen before!

Read more: youtube.com

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NES Classic Edition via Fry's on Google Express $60 (2 replies)

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‘Pref issue to help meet RBI guidelines on promoter’s stake’

Kotak Mahindra Bank has raised Rs 500 crore through issuance of nonconvertible perpetual non-cumulative preference shares bearing a coupon of 8.10%. In an interview with Sangita Mehta, group CFO Jaimin Bhatt said the issue will not dilute the equity of the bank but will enable the promoter to meet regulatory guidelines on reducing stake. Bhatt shared details of the issue and said the lender would be looking at growth in the 20s. Edited excerpts:Can you share details of the Rs 500-crore issue that Kotak Mahindra Bank closed this week?It is a perpetual preference share. It is non-voting, non-convertible and non-cumulative. It is at a coupon rate of 8.10%. It does not have a put option, but there is a call option that can be exercised by the issuer after five years under certain circumstances and subject to prior approval from the RBI. We have 35 to 40 domestic investors. This instrument is in line with what is defined by Basel regulations.This issue does change the equity holding pattern of the bank…right?Yes, there is no equity dilution. With this issue, the capital of the bank will increase from ?935 crore to ?1,435 crore. With this, Uday Kotak’s holding as a percentage of capital will fall to 19.7% from 30%. Also, it will meet the RBI directive that the promoter’s stake must reduce to 20% of the capital by December 2018.Under what circumstances will the call option be exercised?The financial position of the bank at that point time. It will also depend on how we would be replenishing their amount, as in what we are going to substitute it with. It will also require RBI approval. My guess is that the RBI will allow [it] only if the health of the bank is good. Otherwise, they will not permit. A few banks have raised money with this instrument, but I don’t think anyone has gone for a call process as yet.What prompted the bank to have a structure like this?We keep evaluating a host of options available to us. We were trying to diversify sources of funds we can raise. We looked at different price points and tax points.We felt that this is a novel instrument. It is not that no one has done it here in India. But no one has got it listed.How will capital adequacy go up with this issue?The capital adequacy on June 30, 2018 was 18.26%, with tier-I being 17.61%. Both will go up by 0.20%What do you make out of the decision of some 24% of shareholders of HDFC to vote against Deepak Parekh’s reappointment as non-executive director?While we are talking of diversified shareholding, for voting a few proxy advisors are dominating how people vote. And there are only a few dominant proxy advisors in the world. The person sitting in London or the US will just take the advice and vote. But for whatever reasons, if they want to vote differently, the fund manager needs to go through a very complicated process. To that extent voting becomes more concentrated than before. We have seen in this case that a person of such high repute (Deepak Parekh) had to face it. So the influence of proxy advisors on the overall voting is strong.What is your outlook on growth?We would be looking at growth in the 20s. The consumer side is growing well. On corporate side, PSU banks have slowed down, so there are enough opportunities for us and several banks. Other sectors where we are strong is commercial vehicles and construction equipment.What is your outlook on stressed assets?While we do not see new loans turning into NPAs, we have raised concerns on possible issues with respective to collateral. So, we may see some additional provisioning still coming in.

Read more: economictimes.indiatimes.com